• Auto Insurance Quotes from TOP providers
    Already insured?

Auto insurance FAQ

What is auto insurance?

Auto insurance is an agreement between the customer and the insurance company stating that the company will reimburse the costs implied with car accidents and other situations in return for a fee paid by the customer. If put simple, auto insurance is the financial cushion for your wallet that pays for car accidents and other associated circumstances when required for a set price.

Why do I need auto insurance?

First of all auto insurance is needed for dealing with the costs arising from mishaps on the road. These costs can account for hundreds of thousands of dollars, which isn't something that everyone can afford. And because of that auto insurance is also a legal requirement for operating a vehicle in most states of the USA. In some states you won't be able to register your car in the first place unless you will provide a valid insurance policy. So there are more aspects to the requirement of auto insurance other than simple common sense.

What will happen if I don't get auto insurance?

The penalties depend on the state you're registered in. In some states you will face a minor fine, in others you may have your license suspended until you provide a valid insurance policy. And in some states you can even go to jail for a short time if the police catches you driving without any insurance on your hands. So make sure to learn the local legislation concerning auto insurance first before taking the risk to drive without it.

What coverage should I buy?

There are many types of coverage you can get with your policy. The essential and the one that's really required by law is third party liability coverage, which deals with the costs of repair medical services arising from car accidents. You can also consider buy collision and comprehensive coverage for a broader set of situations when your policy will provide coverage. The more coverage options you buy – the better. But you have to bear in mind that each option will add up to your premium and make your auto insurance quotes much higher in the first place.

How to shop for auto insurance?

Shopping around for auto insurance is really easy these days. There are many sites you can use for getting and comparing auto insurance quotes from different providers. It takes only a couple of minutes but you will have all the information for making a decision without having to leave your home. Just make sure you're looking for a policy that is both cheap and carrying plenty of coverage to insure your car with.